My mortgage lender is so dishonest that my only hope of keeping my home is to refinance or get a reverse mortgage. Meanwhile, I must keep paying legal bills of $165 a month. A refinance means that my home has to pass inspection. Please help me get the home repairs finished, so I can keep my home. And help me keep making those payments to the lawyers. I'm hanging on, but just barely. My family helps when they can, but they are not wealthy.