Sudden and unexpected medical problems are both physically and mentally exhausting, not to mention expensive, especially when you do not have insurance. According to a study done by NerdWallet Health in 2013, 1.7 million Americans live in a home forced to declare medical bankruptcy. Whatever situation you and your family may be facing, from having a baby to cancer treatments to an emergency room visit, the road to recovery is littered with medical bills. And if you aren’t covered, you may be wondering how to pay for medical bills without insurance.
Crowdfunding is your key to finding support. The donations your raise from an online fundraiser can make a significant dent in any financial struggle resulting from costly out of pocket medical expenses.
Understanding Your Medical Bills
Imagine you received an unexpected and major medical expense and have little money to pay the bills. Distressed by the situation and fearful of the potential of medical debt, you may be wondering how to pay for medical bills without insurance. But it is important to address them as soon as possible. Ignoring them can lead to serious repercussions down the line. The first step is taking measures to understand your medical bills.
- In order to catch potential billing mistakes go over your bills carefully to make sure that you weren’t charged for services or treatments that you didn’t receive.
- Ask the hospital about getting on a payment plan that doesn’t charge interest. Don’t be afraid to negotiate the monthly payment for something that will be manageable.
- Consider using a resource like Copatient who will help educate you on your expenses, negotiate the bills on your behalf, and offer payment advice.
How Crowdfunding Can Help
You may be asking, but how can crowdfunding help my situation? Crowdfunding has gained popularity in recent years due to its ability to connect worthy causes to willing potential donors. Not only does crowdfunding make it easier for friends and family to donate to your cause as well as check up on the progress of the beneficiary, it also expands your pool of donors exponentially.
- No family or individual should have to face a scary medical situation without the support of friends and family.
- Crowdfunding can deliver both emotional and financial support when you’re facing unexpected medical situations.
- Supplementing an offline fundraising event with your online campaign is an ideal way of bringing in as many donations as possible.
Fundraising Ideas to Help Pay Out of Pocket Expenses
1. A Run for Your Money
If you’re looking for a challenge, try participating in an ultra marathon. You can ask for sponsors from your own network of friends, family, and colleagues, who pledge to donate an allotted amount for each mile you complete. People can donate via your crowdfunding campaign. Don’t forget to keep people updated with any news regarding the beneficiary.
2. Fun For the Whole Family
Host a community picnic at a local park with games like cornhole, sack races, and watermelon-eating contests to bring everyone together to support your cause. You can whip up some sandwiches, fruit salads, and cheese platters for everyone to enjoy while they chat, hang out or play games. Charge a donation for the admission price via your online campaign. This will give the donor access to as much food as they want. You can even charge a small amount for the games to bring in more funds.
3. A Game of Chance
Bingo is a fun game to play with a large group of people, which makes it perfect for a fundraising event. To pull off this fundraising event you will need bingo supplies. You can hand make them. Or use a pre-made one, since a lot of websites offer free printable bingo cards. Next, you will need to secure a venue that can seat a large amount of people comfortably. People can buy bingo cards via online donations to your campaign. Specify the amount for single card or unlimited cards via an update on your campaign page.
Great YouCaring Medical Fundraiser Examples
DIY Pop-Up Restaurant
Eden Brewer decided to share something special with her community by cooking up a few batches of her favorite food, tacos, as a fundraising event. Eden has been battling Leukemia for over a year but remains excited to experience a fulfilling childhood. Unfortunately, medical bills leave a dent in a family’s finances. The Brewer family organized a pop-up taco shop at a local restaurant that brought together neighbors for a tasty snack and rallied support for Eden.
Break a Sweat
Spinning has become increasingly popular in recent years as a fun way to get in shape. Indoor cycling classes usually feature fun and loud music paired with an enthusiastic instructor to get those legs moving. Glenn Hartrick was in a serious crash that left him paralyzed from the chest down but in the spirit of compassion his friends hosted a spin class to help pay for his medical bills. They paired the spin class with bag giveaways and other swag such as water bottles. And Glenn’s campaign page has already brought in more than $10,000 for his cause.
Start Receiving Donations
If you are wondering how to pay for medical bills without insurance then look to crowdfunding for relief. YouCaring provides individuals with a platform that is both fast and free to meet their needs. Try out one of our fundraising ideas and fundraising tips or brainstorm some of your own to complement your campaign.