When you or a loved one faces an unexpected illness or injury, it may seem impossible to foot the bill. But by launching a medical fundraiser online, you can access the money you need to cover treatments without going bankrupt. YouCaring campaigns help you pay medical bills through the generosity of friends, relatives and those who relate to your struggle. No one should face exorbitant medical fees alone, especially not a family that’s already grappling with the emotional toll of a life-threatening illness. Crowdfunding allows you to keep relatives, friends and your community up-to-date on your progress and provides them a way of lending a hand to help you or a loved one get help paying medical bills.
Facts About Disease & Medical Expenses
- The average hospital stay costs $9,700, but that figure varies widely for patients based on the type of insurance coverage they have (if any) and the treatment they need.
- 25% of the U.S. population was reported to have one or more of five major chronic conditions:
- Mood disorders
- Heart disease
- Expenses for people with one chronic condition were twice the amount for those without any, and expenses for people with multiple chronic conditions were up to seven times the amount faced by people with only one (Agency for Healthcare Research and Quality).
- Heart disease, cancer, and chronic lower respiratory diseases are the top three causes of death in the US (CDC). Treatments for these three ailments can run into the hundreds of thousands of dollars, often incurring unaffordable expenses for families already in pain.
Medical disasters can strike anyone, anywhere
Medical crises cut through cultural, geographic, and social differences. No one is immune to sickness and death, and by adulthood, most everyone has either personally faced a serious illness or seen a loved one suffer. Perhaps this is why crowdfunding to help pay for medical expenses is often so successful. In addition to your immediate community, you reach people from all over the world who relate to your problem and want to help out. Families who have gone through similar hardships can offer words of encouragement, and in some of life’s toughest moments, you can take comfort in the outpouring of support and love you receive, even from beyond your immediate circle of friends.
Take comfort in watching your whole community rally behind you
When Jill Rose was diagnosed with Stage 3 breast cancer at age 49, she was faced not just the disease, but also the added hurdles of inadequate insurance, bills from her small business still fighting its way through a struggling economy, and depleted savings. Her loved ones decided to turn to the YouCaring community to help her pay for her treatments through the Help Jill Fight! campaign and eventually raised over $95,000 to get her on the road to recovery. Jill has also been proactive in putting on events in her community to raise money, and the restaurateur saw many of her local competitors pitch in with free food and drinks!
A health crisis can appear in the blink of an eye
Unfortunately, rugby player and father of two Maciu Vosa learned this through tragedy. Back in March, he suffered a spinal injury during one of his matches that paralyzed his body from the upper chest down. Injured from playing the sport he loved, Maciu was also faced with supporting his family, adjusting to his new, much less mobile life, and paying for rehabilitation expenses. But Melbourne Community Rugby turned to YouCaring, hoping that people who heard of his predicament would feel compelled to act. So far the fundraiser, Maciu Vosa Needs Your Help, has garnered almost $100,000 in donations.
Without health insurance, medical expenses pile up quickly
For example, an emergency room visit without insurance typically costs anywhere from $150-$3,000 out of pocket, depending on the severity of the condition and what diagnostic tests and treatments are performed. In some cases, especially where critical care is required and/or a procedure or surgery is performed, the cost could reach $20,000 or more. If someone suffered an injury like Maciu’s in the U.S. without insurance, the financial burden would be devastating.
Surgical costs vary widely
Another major frustration for families undergoing financial hardship is the sense of helplessness. Often it’s difficult to predict what the medical expenses for an illness or injury will be, let alone come up with a viable game plan for paying them. A study featured in the NY Daily News demonstrated that many hospitals have difficulty even estimating the price of a routine surgery. A healthy patient without insurance who wanted to pay for a hip replacement could expect it to cost as little as $11,000 or as much as $126,000, the study found. But crowdfunding helps you take the guesswork out of medical fundraising. Because you raise money gradually as more donations pour in, you can use the funds you raise as they appear to pay for treatments as they occur.
Quickly raise the money you need to pay medical bills
Crowdfunding allows you to explore alternative treatments that may not be covered by insurance, so you can rest assured that you’ve done all you possibly could for a loved one in pain. Illnesses and injuries can make you feel like you’ve lost all control over your family’s future, but there is hope through online crowdfunding.
Ready to start launch a campaign to quickly get help paying medical bills? Start your free medical fundraiser today.