When you or a loved one faces an unexpected illness or injury, it may seem impossible to pay the medical bills. By launching a medical fundraiser online, you can access the money you need to cover treatments without going bankrupt. YouCaring fundraisers help you pay medical fees through the generosity of friends, relatives, and those who relate to your struggle. No one should face exorbitant medical bills alone, especially not a family that’s already grappling with the emotional toll of a life-threatening illness. In this blog, you will learn how to pay medical bills with crowdfunding and how it allows you to keep your relatives, friends, and community up-to-date on your progress, and provides them with an easy and effective way to help you or a loved one.
Facts About Disease and Medical Expenses
- The average hospital stay costs $9,700, but that figure varies widely for patients, based on the type of insurance coverage (if any) and the treatment needed.
- 25 percent of the U.S. population was reported to have one or more of these five major chronic conditions:
- Mood disorders
- Heart disease
- Expenses for people with one chronic condition were twice the amount of those without any, and expenses for people with multiple chronic conditions were up to seven times the amount faced by people with only one (Agency for Healthcare Research and Quality).
- Heart disease, cancer, and chronic lower respiratory diseases are the top three causes of death in the U.S. (CDC). Treatments for these three ailments can run into the hundreds of thousands of dollars, often incurring unaffordable expenses for families already in pain.
Medical disasters can strike anyone, anywhere
Medical crises cut across cultural, geographic, and social differences. No one is immune to sickness and death. By adulthood, many have personally faced a serious illness or have seen a loved one suffer. Perhaps this is why medical crowdfunding is so successful. Beyond your immediate community, you are able to reach people from all over the world who resonate to your problem and want to help pay your medical bills. Families who have gone through similar hardships offer words of encouragement, and in some of life’s toughest moments, you can take comfort in the outpouring of support and love you receive, from even beyond your circle of friends.
Watch your community rally behind you
Online crowdfunding works by sharing a fundraiser story with family, friends, and your community through social networks, who in turn can share your cause. Telling your deeply personal story openly and honestly takes courage to expose it to others. The irony is you show strength in asking for help from others, who then feel compassionate and offer to help you. By offering to repay their generosity in the future, you show your commitment to giving back to someone else. YouCaring knows that kindness is powerful and all of us need support to get through life’s most difficult times.
A health crisis can happen in the blink of an eye
Unfortunately, Maciu Vosa, rugby player and father of two, learned this through tragedy. He suffered a spinal injury during a match that paralyzed his body from his upper chest down. Injured from playing the sport he loved, Maciu also faced supporting his family, adjusting to his new, much less mobile life, and paying for rehabilitation expenses. But Melbourne Community Rugby turned to YouCaring, hoping that people who learned about his predicament would feel compelled to act. So far, the fundraiser, Maciu Vosa Needs Your Help, has raised nearly $100,000 in donations.
Without health insurance, medical expenses pile up quickly
For example, an emergency room visit without insurance typically costs anywhere from $150-$3,000 out of pocket, depending on the severity of the condition and what diagnostic tests and treatments are performed. In some cases, especially where critical care is required and/or a procedure or surgery is performed, the cost could reach $20,000 or more. If someone in the U.S. suffered an injury like Maciu’s, their financial burden would be devastating because they would have to take on the burden of paying medical bills without insurance.
Surgical costs vary widely
Another major frustration for families undergoing financial hardship is the sense of helplessness. Often it’s difficult to predict what the medical expenses for an illness or injury will be, let alone figure out a viable plan to pay them. A study featured in the NY Daily News showed that many hospitals have difficulty estimating the price of a routine surgery. A healthy patient without insurance wanting a hip replacement could expect the cost to be as little as $11,000 or as much as $126,000, the study found. Crowdfunding helps you take the guesswork out of medical fundraising. You can use the funds for ongoing treatments as donations continue to come in. Daily withdrawals make it easy to pay medical bills over time.
Quickly raise the money you need to pay medical bills
Crowdfunding allows you to explore alternative treatments that may not be covered by insurance, so you can take comfort in knowing you do all you possibly can for a loved one in pain. Illnesses and injuries can make you feel like you’ve lost all control over your family’s future, but there is hope through online crowdfunding.